LoanSensePlan smarter. Pay less.

What's coming to LoanSense

Here's what you can try in beta today, what we're working on next and the ideas we're exploring. LoanSense stays free and private, with no sign-up.

In beta now

Ready to use and still being polished. You can turn either of them off in Labs.

Beta

Regional languages

Use the calculators, guides and My Loans in Hindi, Tamil, Telugu, Malayalam, Kannada or Bengali. Native speakers are still reviewing the translations.

Choose a language
Beta

LoanSense for AI assistants

Ask Claude, ChatGPT and other AI assistants about your loan. They get exact answers from the LoanSense engine, ask you for any figure they need, and can give you a PDF report.

Set it up

Next up

What we're working on next.

Next up

More languages

Marathi, Gujarati and Punjabi are coming next, with the same checks as the languages already in beta.

Next up

Gold loan bullet and interest-only repayment

Pay only interest each month and the principal at the end, or everything in one payment at the end, and compare it with regular EMIs.

Next up

Prepayment and foreclosure charges

Add the charge your lender takes on a fixed-rate loan and see what a prepayment really saves after it.

Next up

Home loan tax benefits

See the interest and principal deductions your home loan gives you each financial year, under the old and new tax regimes.

Next up

Under-construction homes

Pre-EMI or full EMI while your home is being built: see what each costs as the bank pays the builder in stages.

Exploring

Ideas we're looking into. Some may change or not happen.

Exploring

Home loan overdraft accounts

See how much interest you save by keeping your savings in an overdraft account linked to your home loan.

Exploring

Joint loans

Combine incomes to check eligibility, and split the EMI and tax benefits between co-borrowers.

Exploring

No-cost EMI and credit card EMI

Find the true cost of a no-cost or credit card EMI once fees, GST and the discount you give up are counted.

Exploring

Move My Loans to another phone

Send your tracked loans to another device with a private, encrypted link instead of a backup file. Nothing is stored on a server.

These are plans, not promises: the order and details can change. Every new feature will stay free and keep your data on your device.

Install LoanSense

  1. Tap the Share button (a square with an arrow pointing up). On newer iPhones it may be inside the ••• menu.
  2. Scroll down and tap Add to Home Screen.
  3. Tap Add. LoanSense now opens from your home screen like an app, even offline.
  1. In the Safari menu bar, choose File, then Add to Dock.
  2. Click Add. LoanSense now opens from your Dock like an app, even offline.